Numbers, then sentences
For each family, Brhannivesh calculates the quarter's change in value, separates new money from market movement, and computes a time-weighted return for the family and for each member.
It then writes the result as a handful of plain sentences. "The family's wealth grew by ₹15.9 lakh, mostly from large-cap equity funds." "Equity has grown to 71% against a target of 60%." The sentences are drafted from the figures, never the other way round.
Benchmarks where they are fair
A family's return is compared with a blended benchmark built from their agreed allocation: a broad equity index for the equity portion, a composite bond index for debt, and the prevailing deposit rate for deposits.
When a comparison would mislead, for example in a quarter with large withdrawals or for a portfolio held for only a few weeks, Brhannivesh leaves it out and says why in a footnote.
Your voice, your edit
The draft is a starting point. You can change any sentence, add a personal note at the top, or switch off sections a particular family does not need. Your edits are kept with the report and in the audit trail.
You can also set a house style for the practice: how formal the language is, and whether figures are shown in lakh and crore or in full.
| Measure | Figure | Sentence in the report |
|---|---|---|
| Change in value | +₹15.9 L | The family's wealth grew by ₹15.9 lakh. |
| Time-weighted return | +3.4% | That is a return of 3.4% for the quarter. |
| Blended benchmark | +2.9% | This compares with 2.9% for the benchmark. |
| Equity weight | 71% vs 60% | Equity has grown to 71% against a target of 60%. |
Sample Rao Family, quarter ended 30 September 2026.
Notes
- 1Returns are shown before tax and are time-weighted unless stated otherwise.
- 2Language models are used to draft sentences from computed figures. Figures themselves are always calculated, not generated.